Rates
300 W. Sycamore St.,  PO Box 108       Coldwater, OH   45828

419-678-3335       toll-free  1-866-700-6428

Telephone Teller 1-866-678-3930

Home
What's New
About FCCU
Products & Services
Rates
How To Join
ATM & Debit Cards
Order Checks
Amusement Parks
Loan Application
Contact Us
Savings Rates - Effective Thursday, April 1, 2010
Account TypeAPRAPYMinimum
Deposit		Minimum
Balance
REGULAR SHARES0.350%0.350%$0.00$100.00
SUB SHARES0.350%0.350%$0.00$100.00
CHRISTMAS CLUB0.350%0.350%$0.00$0.00
STUDENT ACCOUNT2.350%2.370%$0.00$0.00

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Friday, July 30, 2010
Loan TypeRates as low asTerms/Information
NEW AUTO 2010 - 20094.500%LOW FIXED RATE -- NO PROCESSING FEES!!
USED AUTO 2009-20085.250%LOW FIXED RATE -- NO PROCESSING FEES!!
2008 AUTOS5.250%LOW FIXED RATES -- NO PROCESSING FEES!!
2007 AUTOS5.500%LOW FIXED RATE - NO PROCESSING FEES!!
2006 AUTOS6.250%LOW FIXED RATE - NO PROCESSING FEES!!
2005 AUTOS6.750%LOW FIXED RATES -- NO PROCESSING FEES!!
2004 AUTOS7.250%LOW FIXED RATE - NO PROCESSING FEES!!
2003 AUTOS7.750%LOW FIXED RATE - NO PROCESSING FEES!!
2002 OR OLDER USED VEHICLES8.250%FINANCE FOR 36 MONTHS AT OUR LOW FIXED RATE
NEW MOBILE HOME7.500%FINANCE UP TO 60 MONTHS
NEW RECREATIONAL VEHICLES7.000%RVS & BOATS UP TO 60 MONTHS
USED MOBILE HOME8.500%FINANCE UP TO 60 MONTHS
USED RECREATIONAL VEHICLES8.000%RVS & BOATS UP TO 60 MONTHS
NEW MACHINERY7.500%FINANCE UP TO 60 MONTHS
USED MACHINERY8.500%FINANCE UP TO 60 MONTHS
UNSECURED LOAN10.000%FINANCE UP TO 24 MONTHS
REAL ESTATE - FIXED RATE4.375%Rates change daily. Call 419-678-3335 for current rates.
HOME EQUITY LINE OF CREDIT5.375%NO CLOSING COSTS - CALL 419-678-3335 FOR CURRENT RATES!!!

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

Certificate Rates - Effective Friday, July 30, 2010
Certificate TermAPRAPYMinimum Deposit
12 MONTH CERTIFICATE1.200%1.210%$1,000.00
18 MONTH CERTIFICATE1.350%1.360%$1,000.00
24 MONTH CERTIFICATE1.500%1.510%$1,000.00

Penalty for early withdrawals.

The First Choice Credit Union, Inc. prides itself in offering some of the most competitive lending and saving rates in the area.  All rates are approved by the Board of Directors and may change without notice.

APR refers to the annual percentage rate or dividend rate.

APY refers to the annual percentage yield.

Members should call the credit union to verify rates and any penalties for early withdrawal that may reduce earnings.

Other loans and rates are sometimes available--contact the credit union for availability.

 

               

Copyright © 2007 First Choice Credit Union, Inc. Unauthorized access or use of this Web site is not permitted and may constiture a crime punishable by law.

Last Updated 05/01/2008