Rates
300 W. Sycamore St.,  PO Box 108       Coldwater, OH   45828

419-678-3335       toll-free  1-866-700-6428

Telephone Teller 1-866-678-3930

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Savings Rates - Effective Thursday, October 1, 2009
Account TypeAPRAPYMinimum
Deposit		Minimum
Balance
Regular Shares0.750%0.000% - 0.750%$0.00$100.00
Sub Shares0.750%0.000% - 0.750%$0.00$100.00
Christmas Club0.750%0.000% - 0.750%$0.00$0.00
Student Account2.750%0.000% - 2.780%$0.00$0.00

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Tuesday, March 9, 2010
Loan TypeRates as low asTerms/Information
New Auto 2010 - 20094.500%Low Fixed Rate -- No Processing Fees!!
Used Auto 2009-20085.250%Low Fixed Rate -- No Processing Fees!!
2007-2006 Autos5.250%Low Fixed Rate - No Processing Fees!!
Used Auto 2005-20035.250%Low Fixed Rates -- No Processing Fees!!
2002 Or Older Used Vehicle5.250%Finance For 36 Months At Our Low Fixed Rate
New Recreational Vehicles7.000%Rvs & Boats Up To 60 Months
Used Recreational Vehicles8.000%Rvs & Boats Up To 60 Months
New Machinery7.500%Finance Up To 60 Months
Used Machinery8.500%Finance Up To 60 Months
New Mobile Home7.500%Finance Up To 60 Months
Used Mobile Home8.500%Finance Up To 60 Months
Unsecured Loan8.000%Finance Up To 24 Months
Santas Helper Loan9.000%Let Us Help You With Your Christmas Shopping!
Real Estate - Fixed Rate5.250%Rates Change Daily. Call 419-678-3335 For Current Rates.
Real Estate - Variable Rate5.625%Rates Change Daily. Call 419-678-3335 For Current Rates.

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

Penalty for early withdrawals.

The First Choice Credit Union, Inc. prides itself in offering some of the most competitive lending and saving rates in the area.  All rates are approved by the Board of Directors and may change without notice.

APR refers to the annual percentage rate or dividend rate.

APY refers to the annual percentage yield.

Members should call the credit union to verify rates and any penalties for early withdrawal that may reduce earnings.

Other loans and rates are sometimes available--contact the credit union for availability.

 

               

Copyright © 2007 First Choice Credit Union, Inc. Unauthorized access or use of this Web site is not permitted and may constiture a crime punishable by law.

Last Updated 05/01/2008