Rates
300 W. Sycamore St.,  PO Box 108       Coldwater, OH   45828

419-678-3335       toll-free  1-866-700-6428

Telephone Teller 1-866-678-3930

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Savings Rates - Effective Sunday, July 1, 2007
Account TypeAPRAPYMinimum
Deposit		Minimum
Balance
Regular Shares1.500%1.510%$0.00$100.00
Sub Shares1.500%1.510%$0.00$100.00
Christmas Club1.500%1.510%$0.00$0.00
Student Account4.500%4.580%$0.00$0.00

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Tuesday, May 13, 2008
Loan TypeRates as low asTerms/Information
New Auto 2008 - 20074.250%Low Fixed Rate -- No Processing Fees!!
Used Auto 2007-20064.500%Low Fixed Rate -- No Processing Fees!!
2005-2004 Autos5.000%Low Fixed Rate - No Processing Fees!!
Used Auto 2003-20015.000%Low Fixed Rates -- No Processing Fees!!
2000 Or Older Used Vehicle5.000%Finance For 36 Months At Our Low Fixed Rate
New Recreational Vehicles7.000%Rv, Boat, Atv Up To 60 Months
Used Recreational Vehicles8.000%Rv, Boat, Atv Up To 60 Months
New Machinery7.500%Finance Up To 60 Months
Used Machinery8.500%Finance Up To 60 Months
New Mobile Home7.500%Finance Up To 60 Months
Used Mobile Home8.500%Finance Up To 60 Months
Unsecured Loan8.000%Finance Up To 24 Months
Home Equity Line Of Credit6.750%No Closing Costs - Call 419-678-3335 For Current Rates!!!
Santas Helper Loan9.000%Let Us Help You With Your Christmas Shopping!
Real Estate - Fixed Rate5.750%Call Us At 419-678-3335 For Current Rates And Availability.
Real Estate - Variable Rate5.875%Call Us At 419-678-3335 For Current Rates And Availability.

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

CD Rates - Effective Tuesday, May 13, 2008
Certificate TermAPRAPYMinimum Deposit
12 Month Certificate2.500%2.530%$1,000.00
18 Month Certificate2.750%2.790%$1,000.00
24 Month Certificate3.000%3.040%$1,000.00

Penalty for early withdrawals.

The First Choice Credit Union, Inc. prides itself in offering some of the most competitive lending and saving rates in the area.  All rates are approved by the Board of Directors and may change without notice.

APR refers to the annual percentage rate or dividend rate.

APY refers to the annual percentage yield.

Members should call the credit union to verify rates and any penalties for early withdrawal that may reduce earnings.

Other loans and rates are sometimes available--contact the credit union for availability.

 

               

Copyright © 2007 First Choice Credit Union, Inc. Unauthorized access or use of this Web site is not permitted and may constiture a crime punishable by law.

Last Updated 05/01/2008